Smartphones and mobile applications have become indispensable in our life that they have made most of our activities far less tedious. There are about 5.22 billion mobile users in the world in 2021.

The mobile banking market is growing rapidly with the increase in demand for personalized services or products and self-service. A mobile banking app offers user-friendly interfaces, real-time customer assistance, quick payments and fund transfers, and immediate transactions. UPI transactions are growing at a higher rate in India. UPI is the most sought-after online payment mode in India as it enables inter-bank person-to-merchant and peer-to-peer transactions.

The IDFC FIRST Bank Mobile Banking App facilitates easy linking of your account to make or receive UPI payments. People today transfer funds or pay bills using the UPI app. Before making the payment, you search for products, read reviews and buy the one you like. The mobile app helps you carry out any number of transactions and make payments securely.

With the IDFC FIRST Bank Mobile Banking App, you can make quick yet secured payments.

Using the ‘Pay to Contact’ feature to send money

You can transfer funds to anyone in your contacts using the IDFC FIRST Bank UPI app. Simply log into the app and click on UPI Payments. Next, you need to choose the ‘Pay to Contact’ option and enter the payee’s mobile number, as well as select the UPI ID. After that, enter the amount and click the ‘Submit’ button. It will lead you to enter the 4-digit PIN. Once you have entered and submitted it, the bank money transfer is successful.

Receiving payments using a UPI app

People who are running a business need to receive digital payments. The advanced technology enables you to use mobile apps to make payments instantly yet securely. The IDFC FIRST Bank mobile app enables UPI payment app integration. You can carry out UPI transactions by generating the UPI QR code, which your customers can use to scan and pay the amount due.

To generate a UPI QR code, you need to download the IDFC FIRST Bank UPI app from the App Store or Play Store and link or register your bank accounts. Then, go to ‘My QR Code’ and click it to generate your unique code. You can download and print it to display in your outlet to enable the consumers to scan it for paying for the items they bought online.

Using other online payment options

The IDFC FIRST Bank banking app allows you to shop online on any e-commerce website without any hindrance by using numerous payment options. The net banking facility allows you to pay using NEFT, IMPS, or RTGS. All you have to do is to:

  • Visit the e-commerce merchant website
  • Choose the product category and the item you want to buy
  • Click on the ‘Pay now’ tab, which will take you to several payment options
  • Select ‘Net banking’ and the bank, to redirect you to the bank’s webpage
  • Enter your login details and then the transaction ID and OTP, which will be generated and sent to your mobile phone
  • Once entered, confirm the transaction. It helps you pay for your purchases safely and securely

If you are looking for safe and secure payment options through a reliable banking app, then go for the IDFC FIRST Bank Mobile Banking App for a personalized customer experience.